Last updated 4th January 2025.

These are the terms and conditions of Obu Ltd, a company registered in England and Wales under company number 11698933 with its registered office at 14-16 Bridgford Road, West Bridgford, Nottingham, England, NG2 6AB (“Obu”, “we”, “us” or “our”). 

These terms and conditions describe the terms under which we will provide our ‘How to be a Good Angel’, E-Learning Course (“E-Learning Course”). 

By using our services, you accept these terms and conditions. These terms and conditions come into force on the date you sign up to take part in the E-Learning Course. By accepting these terms and conditions, you agree to be bound by its terms in all respects. We reserve the right to change these terms and conditions from time to time to reflect changes in our services and business, so please check back regularly as any updates will apply to you.

1. About Obu

1. Obu was created with the purpose of playing a role in closing the gender investment gap and at scale - for both entrepreneurs and angel investors.  

2. Through our education programmes and coaching services, we’re creating the opportunity for a dynamic, new community of angel investors to use their capital, connections, cheerleading and wisdom to build a better future through angel investing.

2. E-Learning Course

1. We offer educational content through our E-Learning Course to provide you with informative resources about angel investing. 

2. All of our content and the modules for the E-Learning Course are hosted by Squarespace and can be accessed on our website at https://www.obuinvest.com. For more information, please visit our website terms and conditions https://www.obuinvest.com .   

3. The E-Learning Course can include (but is not limited to) introducing you to the history of angel investing, supporting you to create your own investment philosophy and understanding due diligence.. As part of the E-Learning Course, you will receive access to pre-recorded modules and downloadable workbooks and bonus resources.. 

4. The workbooks and bonus content are provided for your own self-study and for best results you should work through the workbooks within your own time. 

5. From time to time, we may host a monthly live webinar for you to participate in designed to inspire you, build your know-how and create connection with others who are on a similar learning journey to you.

6. We reserve the right to update, modify, or revise the E-Learning Course content from time to time and that without prior notice to you. These updates are intended to improve the E-Learning Course and ensure its relevance.

7. The E-Learning course is not accredited by any professional or educational body. Completion of the E-Learning course does not result in any formal qualification or certification recognised by external institutions. The E-Learning Course is intended solely for personal development, learning and educational purposes.

3. Fees 

1. Our fee to access the E-Learning Course is as stated on our website. We reserve the right to modify our fees or introduce promotional sign-up offers at any time, entirely at our discretion.

2. As the course is digital content, we do not offer refunds and all sales are final.

4. Terms of Use

1. Creating an account: You must be at least 18 years old to create an account and access the   E-Learning Course. To enable you to create an account, you will need to provide various information, including your name, email address, phone number and your card details for payment purposes. We will process this personal data in line with our privacy and cookie policy. For more information on how we handle your personal data, please visit our privacy and cookie policy.

2. Licence: In exchange for payment, we grant you a limited, revocable, non-exclusive, non-sublicensable and non-transferable licence to the E-Learning Course. Your access to the E-Learning Course is personal to you and cannot be transferred to anyone else. This means that only you can access the E-Learning Course through your account. If we discover you’ve broken this rule, we reserve the right to temporarily suspend or terminate your access to the E-Learning Course with immediate effect and you won’t be entitled to a refund. 

3. Term: You will get access to the E-Learning Course from the date that we receive payment. We reserve the right to temporarily suspend or terminate your access to the E-Learning Course with immediate effect if you are in breach of any of our terms and conditions. We may remove the E-Learning Course from our website at any time. In such an event, we will provide you with a minimum of 30 days' written notice before the E-Learning Course is removed. You will still have access to the E-Learning Course during this notice period. 

4. No cooling off: The E-Learning Course is considered a business-to-business service, delivered to you as a business customer operating by way of trade, business or profession. This means that you are not a consumer and so the usual consumer rights (including without limitation a 14-day cooling off period) do not apply to you. This means that you have no right to cancel within the 14-day cooling-off period and claim a refund of any sums paid.

5. Technology: It is your responsibility to ensure that you have the hardware and software to access the E-Learning Course. 

6. Communications: We will be available to support you via email for any questions or guidance. Our responses will be provided during our normal working hours of 09:00 to 17:00 Monday to Friday (excluding bank/public holidays in England).

7. We will strive to respond to your emails as soon as reasonably practicable. However, please understand that response times may vary based on workload, other commitments or periods when our team is out of the office.

8. To ensure we can provide equitable support to all our members, we operate a fair use policy. Should we find that the volume or nature of your communications is excessive or unreasonable, we will inform you in writing and discuss how best to proceed. 

5. Intellectual Property Rights

1. We are the owner or licensee of all intellectual property rights in our E-Learning course and all materials we make available to you on our website, including but not limited to documents, presentations, course materials, workbooks and videos (the “Content”). The Content is protected by copyright and intended for personal purposes only.  

2. You agree that you will: 

1. not rent, lease, sub-license, loan or otherwise make the Content available to any person; 

2. not copy the Content, except as part of the normal use of the Content; 

3. not translate, merge, adapt, vary, alter or modify the Content, nor allow the Content to be incorporated into other programmes; or

4. not disassemble, decompile, reverse engineer or create derivative works from the Content; and comply with all applicable law when using the Content.

1. If you breach these terms, you may lose your right to use our Content and E-Learning Course, and must destroy or return any copies you have made immediately. 

2. We reserve the right to recover from you all reasonable and necessary losses, costs, and expenses incurred as a result of a breach of this clause. 

1. Disclaimers

1. Investment and legal disclaimer: Obu does not offer investment or fundraising advice to angel investors. Information provided by Obu through the E-Learning Course is transmitted for information purposes only and you should not construe any such information or other material as legal, tax, investment, financial, or other professional advice. Obu do not guarantee the accuracy, completeness, or reliability of the information or content provided.

2. Success disclaimer: While we hope that you will achieve your goals as a result of the E-Learning Course, we can’t make any guarantees (express, implied or otherwise) that you will achieve any particular results, or that the E-Learning Course will have the intended effect.

3. No endorsement: The resources and information provided by Obu through the E-Learning Course intended to kickstart your learning about angel investing, build your knowledge, support you in developing your investment strategy and readiness. Purchasing the E-Learning Course does not constitute an endorsement or validation of potential investment opportunities by Obu. 

4. Liability:

1. Under no circumstances are we liable to you, or any third party for any decision you make, or any act or omission you take, or any outcome, or otherwise.

2. We won’t be liable to you, whether in contract, tort (including negligence), breach of, or otherwise, for any loss of profit, loss of business, loss or corruption of data, interruption to business, any loss of business opportunity, loss of goodwill, or for any direct, indirect or consequential loss arising out of or in connection with any contract between you and us, including but not limited to your use of our services by purchasing the E-Learning Course.

3. Our total liability to you for all other losses arising out of or in connection with the contract between you and us, whether in contract, tort (including negligence), breach of, or otherwise, shall be limited to the total sum paid for the E-Learning Course. 

4. When using the E-Learning Course, you agree to protect, indemnify and hold us harmless from any liabilities and expenses, such as claims, damages, legal fees, and costs. This includes anything related to the use of the E-Learning Course, except if it results from a breach of our terms and conditions. By using the E-Learning Course, you release us from any legal actions or claims that may arise from your use of the E-Learning Course.

5. Nothing in these terms and conditions seeks to limit or exclude our liability for: (i) death or personal injury caused by our negligence (including that of our employees, agents or subcontractors); (ii) fraud or fraudulent misrepresentation; (iii) breach of the terms implied by Section 12 of the Sale of Goods Act 1979 or Section 2 of the Supply of Goods and Services Act 1982; or (iv) any other matter in respect of which liability cannot reasonably be excluded or restricted by law.

2. Standards of behaviour

1. We expect that the relationship between you, us and others taking part in the E-Learning course will be based on mutual respect and kindness. 

2. You agree to conduct yourself in a respectful and courteous manner during all interactions with us and other participants, including during webinars, masterclasses, on phonecalls and on email.

3. Any form of abusive, aggressive, or disrespectful behaviour towards us will not be tolerated.

4. If we deem your behaviour to be inappropriate, disruptive, or harmful, we reserve the right to terminate your access to the E-Learning Course with immediate effect, upon providing written notice to you. In such cases, no refunds will be provided, and we will not be liable for any resulting loss or damages.

3. Confidentiality

1. In these terms and conditions, “Confidential Information” means in relation to either you, us, or our participants, information which is shared under these terms and conditions (whether verbally in writing, or otherwise), and whether or not it is expressly stated to be confidential or marked as confidential. For the avoidance of doubt, Confidential Information includes (but is not limited to) information relating to client lists, suppliers, business processes, and potential investment opportunities.

2. Both parties agree that, for the duration of these terms and conditions and for two years after they terminate or expire, they will keep all Confidential Information secret, not disclose it to any other party, use it only for the purpose contemplated by these terms and conditions.

3. However, you or we may disclose the Confidential Information to any sub-contractors, substitutes, or suppliers, any governmental or other authority or regulatory body, or any employee or officer.

4. Either party can use any Confidential Information for any purpose, or disclose it to any other party, where that Confidential Information is or becomes public knowledge through no fault of their own.

5. The provisions of this clause shall continue in force in accordance with their terms, notwithstanding the termination or expiry of these terms and conditions for any reason.

4. Data protection

1. We respect your right to privacy and we will ensure we will comply with our obligations under the Data Protection Act 2018 and the EU law retained version of the General Data Protection Regulation ((EU) 2016/679). 

2. For more information on how we handle your personal data, please visit our privacy and cookie policy.

5. Force majeure

1. Where an event outside our control occurs, this is a “force majeure event” and includes, but isn’t limited to, storm, fire, earthquake, an act of God, a natural disaster, a failure of electricity or power supplies, epidemic, pandemic, government rules, regulations or guidance, or a failure of a third-party supplier to do as they’re contracted to do. 

2. Where a force majeure event occurs, we’re excused from performance under these terms and conditions, and we won’t be liable to you for our failure to perform. We’ll use our reasonable efforts to continue our obligations under these terms and conditions as soon as we’re able to after the force majeure event has stopped.

6. General

1. Assignment: These terms and conditions are just between you and us. You can’t transfer or share your rights or duties in these terms and conditions with anyone else without getting our prior written consent.

2. Notices: If either you or we wish to give a notice to the other under these terms and conditions, they must give it in writing and send it by email. Delivery by email will be regarded as completed at the time of transmission. This arrangement doesn’t apply to the service of any documents in legal proceedings, which can’t be served by email.

3. No waiver: Delay in exercising a right under these terms and conditions won’t take away that right or any other right.

4. Severance: The provisions of these terms and conditions are severable and distinct from one another, and, if at any time any of such provisions is or becomes invalid, illegal or unenforceable, the validity, legality or enforceability of the others won’t be affected or impaired.

5. Third party rights: No one other than you or us has any rights under these terms and conditions.

6. Entire agreement: These terms and conditions contain the entire agreement between you and us and supersedes any other contract, agreement, or representation made between you and us. 

7. No reliance: Each party acknowledges that, in entering into these terms and conditions, it doesn’t rely on any representation, warranty or other provision except as expressly provided in these terms and conditions, and all conditions, warranties or other terms implied by statute or common law are excluded to the fullest extent permitted by law.

8. Governing law and jurisdiction: These terms and conditions, and any non-contractual obligations arising under it, are governed by the laws of England and Wales, and the courts of England and Wales will have the exclusive right to deal with any disputes arising from it, whether in respect of its formation or subject matter.